Operational Philosophy
Spring Stone operates as a global technology platform for digital asset management. We provide innovative financial tools outside traditional regulated frameworks by design, serving clients who seek alternatives to conventional financial systems.
1.1 Regulatory Positioning
Spring Stone maintains its status as a private technology company and does not hold financial licenses in any jurisdiction. Specifically:
- France: We are not limited by the ACPR or AMF; services fall outside the scope of the French Monetary and Financial Code.
- United States: We are not limited with the SEC, CFTC, or FINRA, and do not offer services limited to only U.S. citizens.
- European Union: We operate under the forthcoming MiCA framework but are not limited by any national financial licensing regime.
1.2 Global Compliance Alignment
We align our operational controls with key international financial integrity standards:
- Financial Integrity: Implementation of robust AML/CFT protocols consistent with FATF Recommendations (KYC & Monitoring).
- Securities Classification: Products are structured to avoid classification as securities under IOSCO principles and the Howey Test.
- Risk Management: Internal governance and capital reserves informed by Basel Committee principles.
1.3 Transparent Risk Disclosure
Clients must explicitly acknowledge the following:
Assets held with Spring Stone are not regulated by the French FGDR, U.S. FDIC/SIPC, or any equivalent national scheme.
Counterparty Status: Clients are secured creditors of Spring Stone with no priority claim in insolvency proceedings.
Recovery of Recourse: Client has access to financial ombudsman services, investor compensation funds, and regulatory dispute resolution mechanisms.
